Welcome to Harmony Honda’s Automotive Finance Center!
Honda car financing in Kelowna is our prime specialty here at Harmony Honda! For your next car loan for a Honda, we have a great resource of banks and trust companies we work with to help you decide which option is best for you. Please fill out our secure credit form and we will get started on the process of providing you with car credit or 2nd chance credit for the purchase or lease of a great new Honda or used vehicle.
Financing is determined by how much you will need to borrow to pay for the entire automobile plus applicable taxes. Once financing is secured, you will then be required to pay back the amount you borrow plus interest, typically in equal monthly payments over a pre-arranged period of time.
The benefits of financing your vehicle with Honda Financial Services Inc. are:
- You are the owner of the vehicle.
- All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.
- Simple interest method to calculate interest charges.
- No kilometre charges.
- No wear and tear charges.
- Build equity.
- Flexible terms.
- Once all the payments have been made, you own the automobile
Things to be taken into consideration:
- Monthly loan payments are typically higher than monthly lease payments because you are financing the total cost of your automobile which includes all applicable sales taxes and purchase price.
- You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.
- You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner’s manual.
Honda Financial Services Options
Conventional Finance: With the Honda Financial Services regular program you can tailor your purchase to reflect your individual needs. Your equal monthly payments are determined using competitive rates and 24-60 month terms. Together with Harmony Honda you can work out the financing arrangements that suit your budget and your needs best.