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a solution even if:
  • You have never had a loan
  • You have been bankrupt
  • You have not been discharged from your bankruptcy
  • You have late payments
  • You have had an application refused by a financial institution
  • You voluntarily surrendered your previous vehicle
  • You are involved with a trustee regarding a proposal to settle your debts with creditors
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Auto financing and credit in Kelowna | Harmony Honda

Honda car financing in Kelowna is our prime specialty here at Harmony Honda! For your next car loan for a Honda, we have a great resource of banks and trust companies we work with to help you decide which option is best for you. Please fill out our secure credit form and we will get started on the process of providing you with car credit or 2nd chance credit for the purchase or lease of a great new Honda or used vehicle.

Financing is determined by how much you will need to borrow to pay for the entire automobile plus applicable taxes. Once financing is secured, you will then be required to pay back the amount you borrow plus interest, typically in equal monthly payments over a pre-arranged period of time.

The benefits of financing your vehicle with Honda Financial Services Inc. are:

  • You are the owner of the vehicle.
  • All retail loans are open and you may pay out the finance contract at any time without prepayment penalties.
  • Simple interest method to calculate interest charges.
  • No kilometre charges.
  • No wear and tear charges.
  • Build equity.
  • Flexible terms.
  • Once all the payments have been made, you own the automobile

Things to be taken into consideration:

  • Monthly loan payments are typically higher than monthly lease payments because you are financing the total cost of your automobile which includes all applicable sales taxes and purchase price.
  • You are responsible for insurance coverage. Required coverage typically is detailed in your financing agreement.
  • You are responsible for maintaining the automobile. A maintenance schedule is outlined in the owner's manual.

Honda Financial Services Options

Conventional Finance: With the Honda Financial Services regular program you can tailor your purchase to reflect your individual needs. Your equal monthly payments are determined using competitive rates and 24-60 month terms. Together with Harmony Honda you can work out the financing arrangements that suit your budget and your needs best.

Instructions

Applying for a car loan at Harmony Honda is very simple. All you have to do is fill out the auto finance application form on this page and the (optional) comprehensive auto loan form that follows for even faster approval. Once your request has been received, you will be approved within 20 minutes in most cases, during our business hours. At Harmony Honda, we offer you an ultra personalized credit approval service. Your car loan is waiting for you! For super-fast service, you can also apply for car credit by phone at 250 860-6500.

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